Cookies Policy

Last updated: 21 September 2026.

What Cookies and Similar Technologies Are

Cookies are small text files placed on your device when you visit a website. They allow the site to remember actions and preferences over time. Similar technologies include web beacons, pixels and local storage that can store or access information on your device. These tools can record details such as browser type, operating system, IP address, pages visited and time spent on those pages. In the context of an Insurance Programming platform operating under Singapore law, cookies help deliver secure services while complying with the Personal Data Protection Act.

Why the Site Uses Cookies

buzzjournix uses cookies to operate its commercial website effectively. They enable core functions such as user authentication, session management and protection against fraud in insurance-related programming tools. Without them, many features would not work correctly. Cookies also support analytics that improve service quality and help tailor content to user needs within the bounds of Singapore regulations.

Categories of Cookies Used

Strictly necessary cookies are essential for basic site operation and cannot be disabled. Functional cookies remember user preferences such as language settings. Analytics or performance cookies collect information on how visitors interact with the site to measure and improve performance. Advertising or targeting cookies may be used to deliver relevant promotions, though the site minimises their use. Social-media cookies allow sharing of content but are only active if you choose to engage with those platforms.

First-Party Versus Third-Party Cookies

First-party cookies are set directly by buzzjournix and remain under our control. They handle login sessions and site navigation. Third-party cookies come from external providers such as analytics services or content delivery networks. These may track activity across multiple sites. We review third-party providers to ensure they meet Singapore data-protection standards before allowing their cookies on our platform.

Session Versus Persistent Cookies

Session cookies exist only while your browser is open and are deleted when you close it. They support temporary functions such as maintaining a logged-in state during insurance quote calculations. Persistent cookies remain on your device for a set period or until manually removed. Their durations vary by purpose, typically ranging from a few days for preference storage to several months for analytics tracking, always aligned with the minimum necessary retention period under Singapore guidelines.

Data Handled and Purpose of Each Category

Necessary cookies process identifiers needed for security and functionality. Functional cookies store choices such as form preferences. Analytics cookies handle aggregated usage data to refine programming interfaces. Each category serves a distinct purpose: security, usability, performance measurement or limited marketing. No category collects sensitive personal data beyond what is required for insurance programming services.

Consent or Exemption Basis Under Singapore Law

Strictly necessary cookies operate under an exemption as they are required for the service you requested. Other categories rely on consent obtained through the site-wide cookie banner. You may accept or reject non-essential cookies at any time. Withdrawal of consent does not affect prior lawful processing. buzzjournix maintains records of consent choices in line with Personal Data Protection Act requirements.

Cookie Provider Table

The following table summarises key cookies in use. Necessary: session identifier by buzzjournix, duration session only. Functional: preference storage by buzzjournix, duration 30 days. Analytics: usage metrics by third-party provider, duration 12 months. Advertising: limited targeting by third-party provider, duration 90 days. Full details are reviewed regularly to reflect current providers.

How the Consent Manager Works

The cookie banner appears on first visit and allows granular choices for each category. You can revisit the banner through the footer to change or withdraw selections. Changes take effect immediately for future visits. The manager stores your preferences in a necessary cookie so the choice is remembered across sessions.

Browser-Level Controls and Consequences

Most browsers allow you to block or delete cookies through settings. Disabling necessary cookies will prevent login and core insurance programming features from functioning. Blocking analytics cookies reduces our ability to improve the site but does not stop service delivery. Persistent cookies can be cleared manually, which resets preferences and may require re-entry of information.

International Transfers

Some third-party cookies may transfer data outside Singapore. In such cases, appropriate safeguards are applied consistent with the Personal Data Protection Act. Further details appear in our separate Privacy Policy.

Policy Changes and Contact Route

We may update this Cookies Policy to reflect legal or operational changes. The last-updated date at the top indicates the current version. For questions, use the contact form on our Contacts page or reach [email protected], +65 6291 4568 or 113A Upper Paya Lebar Road, Singapore 534832. Unique Entity Number (UEN): 200502888N | Registered Office: 113A Upper Paya Lebar Road, Singapore 534832 | Contact Email: [email protected] | Contact Phone: +65 6291 4568